Bank Tabungan Negara

Bank Tabungan Negara was established in 1897 as a postal savings bank under the name Postspaarbank, with its headquarters located in Batavia. During the Japanese occupation of Indonesia, the bank was frozen and replaced with the Savings Office (Japanese: 貯金局, Hepburn: Chokin-kyoku; Nihon-shiki: Tyokin-kyoku) After the proclamation of Indonesian independence, the bank was taken over by the Indonesian government on 9 February 1950 under the Emergency Law No.9 and renamed Bank Tabungan Pos (Postal Savings Bank).^[4] In 1963 the bank's current name, Bank Tabungan Negara, was adopted.^[5] Bank BTN became the first bank to be appointed by the government to provide housing finance and mortgages to lower and middle income individuals.^[6]

The bank underwent a corporate restructure in 2003, which was followed by an initial public offering (IPO) in 2009 that led to the listing of Bank BTN on the Indonesia Stock Exchange.^[7] The IPO was ranked as Indonesia's largest IPO as of 2009.^[8]

The previous logo of Bank Tabungan Negara (BTN^[9]) consists of two main elements, namely logogram and logotype. The BTN logogram is a picture of a house which symbolizes a dream home. The previous BTN logotype consists of the words "BTN" using a sans-serif font and "Bank" in italic roman font.

BTN officially introduced the new logo to the public through its 74th anniversary celebration on 3 March 2024 at Indonesia Arena, Gelora Bung Karno Sports Complex, Jakarta.^[10]

• 
  BTN's previous logo used from 1980s until 1992
• 
  BTN's previous logo used from 1992 to 1998
• 
  BTN's first version of the previous logo in form of "Bank BTN" used from 1998 until 2008
• 
  BTN's second version of the previous logo in form of "Bank BTN" used from 2008 until 3 March 2024
• 
  BTN's current logo used since 3 March 2024

Bank Tabungan Negara's operations are divided into six regions; Sumatera, Java, Bali & Nusa Tenggara, Kalimantan, Sulawesi, and Papua & Maluku. As of December 2014, these regions gave the bank a total of 820 branches, 2,951 post office access points, and 1,830 ATMs, served by 8,582 employees.^[4]

The stock of Bank Tabungan Negara is listed on the Indonesia Stock Exchange, where it trades under the symbol BBTN. As of 31 December 2014^[update], shareholding in the bank's stock was as indicated in the table below:^[4]

Due to being majority held by the Indonesian government, Bank Tabungan Negara is considered to be one of the four state owned banks in Indonesia.^[6]

As of the Annual General Shareholders Meeting on 26 March 2025,^[11] Bank Tabungan Negara (BTN) announced a reorganization of its board of directors and commissioners.

Board of Commissioners^[12]

• Commissioner President/Independent: Suryo Utomo
• Vice Commissioner President/Independent: Dwi Ary Purnomo
• Independent Commissioners: Ida Nuryanti, Pietra Machreza Paloh, Panangian Simanungkalit
• Commissioners: Fahri Hamzah

Board of Directors

• President Director: Nixon L.P. Napitupulu
• Vice President Director: Oni Febrianto Rahardjo
• Director of Information Technology: Tan Jacky Chen
• Director of Treasury & International Banking: Venda Yuniarti
• Director of Corporate Banking: Helmy Afisa Nugroho
• Director of Risk Management: Setiyo Wibowo
• Director of Consumer Banking: Hirwandi Gafar
• Director of Finance & Strategy: Nofry Roni Poetra
• Director of Human Capital & Compliance: Eko Waluyo
• Director of Operations: I Nyoman Sugiri Yasa
• Director of Network and Retail Funding: Rully Setiawan
• Director of Commercial Banking: Hermita

Sharia Supervisory Board^[13]

• Chairman: Prof. Dr. H. Muhammad Quraish Shihab, MA
• Members: H. Mohammad Bagus Teguh Perwira, Lc, H. Muhammad Faiz, Lc, MA

• List of banks in Indonesia
• Financial Services Authority of Indonesia