List of banks in China

Policy banks

China has three policy banks. Among them, China Development Bank was incorporated in December 2008 and officially defined by the State Council as a development finance institution in March 2015.^[2]

State-owned Commercial Banks

China has six state-owned commercial banks. These banks are ranked by their Tier 1 capital amount^{[clarification needed]} as of 2018.^{[citation needed]} Banks with asterisks (*) are the four major state-owned banks (i.e. the "Big Four" banks).

Bank of Communications was founded in 1908. On 1 April 1987, it was restructured and re-commenced operations as the first state-owned bank in China.^{[citation needed]}

Postal Savings Bank of China has the most outlets of any retail bank in China (~40,000).^[3] Over 80% of its outlets accompany China Post post offices.^{[citation needed]}

Commercial banks

China has 12 national commercial banks. These banks are ordered by their Tier 1 capital amount as of 2018.^{[citation needed]}

Urban commercial banks

Urban commercial banks were transferred from urban credit cooperatives established in 1980s and 1990s. As of mid-2023, there were approximately 125 city commercial banks (urban commercial banks) operating in China. These institutions are distinct from the six large state-owned commercial banks and 12 joint-stock commercial banks, functioning as local, city-level, or regional financial entities that have been consolidating in recent years.

Rural Commercial Banks

Rural commercial banks were converted from rural credit cooperatives and play an important role in rural financial needs. Some rural commercial banks include Beijing Rural Commercial Bank, Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank, Jiangsu Jingjiang Rural Commercial Bank.

Internet Banks and other private banks

• WeBank (China) (Shenzhen) – The first private bank and Internet bank in China, initiated by Tencent.
• MYbank (Hangzhou)^[a] – Internet bank in China, established by Ant Financial Services Group
• Shanghai Huarui Bank
• Wenzhou Minshang Bank
• Liaoning Zhenxing Bank

Other banks

• Bank of Kunlun (昆仑银行)^[7]
• SiliBank (实利银行)
• Bank of Lanzhou^[8][9]
• Bank of Gansu^[10]

Branches and subsidiaries of foreign banks

The China Banking Regulatory Commission (CBRC) announced its approval for nine foreign-funded banks (marked with the "#" sign below) to start their preparatory work for setting up local corporations in China on 24 December 2006.^{[11][12][13][14]} Following this, additional banks have been able to incorporate locally.^{[citation needed]}

The following is a non-exhaustive list. Asterisks (*) indicate that the bank does not service individuals.^{[citation needed]}

• ABN AMRO (Netherlands)#
• ANZ Bank
• Banco Santander
• Bank Mandiri
• Bank of America
• Bank of East Asia (Hong Kong)#
• Bank of Montreal (Canada)
• Barclays
• BBVA Bank
• BNP Paribas
• BNY
• Citibank (United States)#
• Commerzbank
• Commonwealth Bank (Australia)
• Crédit Agricole
• Dah Sing Bank (Hong Kong)
• DBS Bank (Singapore)#
• Deutsche Bank
• Fubon Bank (Taiwan)
• Hana Bank (South Korea)
• Hang Seng Bank#
• HSBC
• ING Bank
• Intesa Sanpaolo
• JPMorgan Chase (United States)*
• Kasikornbank (Thailand)
• KBC Bank
• Mizuho Corporate Bank (Japan)*#
• MUFG (Japan)*#
• National Australia Bank
• Natixis
• Norddeutsche Landesbank
• OCBC Wing Hang Bank (Hong Kong)
• Oversea-Chinese Banking Corporation (Singapore)
• Rabobank
• Raiffeisen Bank International
• Royal Bank of Scotland
• Scotiabank (Canada)
• Shinhan Bank (South Korea)
• Societe Generale (France)
• SPD Silicon Valley Bank
• Standard Chartered (United Kingdom)#
• UBS
• United Overseas Bank (Singapore)
• VTB Bank
• Wells Fargo
• Westpac
• Woori Bank (South Korea)

Hong Kong

The currency board and de facto central bank^[15][16][17] of Hong Kong is Hong Kong Monetary Authority. Banknotes of the Hong Kong Dollar, the official currency of the HKSAR, is issued by Hong Kong Monetary Authority, Bank of China (Hong Kong), HSBC and Standard Chartered Bank (Hong Kong).^[18]

Part of commercial banks in Hong Kong are listed below.

• Bank of China (Hong Kong) Limited
• Bank of East Asia Limited
• China Construction Bank (Asia) Corporation Limited
• Chiyu Banking Corporation Limited
• Chong Hing Bank Limited
• Citibank (Hong Kong) Limited
• CITIC Ka Wah Bank Limited
• Columbia Bank Limited
• Dah Sing Bank Limited
• DBS Bank (Hong Kong) Limited
• East Asia Banking Corporation Limited
• Fubon Bank (Hong Kong) Limited
• Hang Seng Bank Limited
• Hongkong and Shanghai Banking Corporation Limited (HSBC)
• Industrial and Commercial Bank of China (Asia) Limited
• MEVAS Bank Limited
• Nanyang Commercial Bank Limited
• OCBC Wing Hang Bank Limited (Banco OCBC Weng Hang, S.A.)
• Public Bank (Hong Kong) Limited
• Shanghai Commercial Bank Ltd.
• Standard Bank Asia Limited
• Standard Chartered Bank (Hong Kong) Limited
• Tai Sang Bank Ltd.
• Tai Yau Bank Ltd.
• CMB Wing Lung Bank Limited
• East West Bank

Macau

The currency board and de facto central bank of Macau is the Monetary Authority of Macao.^{[citation needed]}

Banknotes of the Macau pataca, the official currency of the Macau SAR, is issued by Monetary Authority of Macao,^{[citation needed]} Banco da China, Sucursal de Macau and Banco Nacional Ultramarino.

Some commercial banks in Macau are listed below:

• Well Link Bank, S.A. – Well Link Bank, S.A.
• OCBC Wing Hang Bank Limited – Banco Weng Hang, S.A.
• Banco Delta Asia Limited – Banco Delta Ásia, S.A.R.L.
• China Construction Bank (Macau) Corporation Limited – Banco de Construção da China (Macau), S.A.
• Industrial and Commercial Bank of China (Macau) – Banco Industrial e Comercial da China (Macau), S.A.
• Luso International Banking Limited – Banco Luso Internacional, S.A.
• Banco Comercial de Macau, S.A. – Banco Comercial Português, S.A.
• The Macau Chinese Bank Ltd. – Banco Chinês de Macau, S.A.
• Banco Nacional Ultramarino, S.A. – Banco Nacional Ultramarino, S.A.