Croatian Bank for Reconstruction and Development

Croatian Bank for Reconstruction and Development (Croatian: Hrvatska banka za obnovu i razvitak, HBOR) is Croatia's national development bank. Its task is the promotion of the development of the Croatian economy by extending loans, insuring export transactions against political and commercial risks, issuing guarantees, and providing business advice.^[1]

AbbreviationHBOR

Formation12 June 1992

FounderGovernment of Croatia

FoundedatZagreb, Croatia

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Croatian Bank for Reconstruction and Development

Hrvatska banka za obnovu i razvitak
Abbreviation	HBOR
Formation	12 June 1992
Founder	Government of Croatia
Founded at	Zagreb, Croatia
Type	Development bank / export credit agency
Headquarters	Strossmayerov Square 9, 10000 Zagreb, Croatia
Region served	Croatia
Services	Loans, export credit insurance, guarantees, venture capital financing, business advisory
Owner	Republic of Croatia
Subsidiaries	Hrvatsko kreditno osiguranje d.d. Poslovni info servis d.o.o.
Staff	457 (2025)
Website	www.hbor.hr

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Main activities of HBOR:

• Financing the reconstruction and development of Croatian economy
• Financing infrastructure
• Promoting exports
• Supporting the development of small and medium-sized enterprises
• Promoting environmental protection
• Insuring the exports of Croatian goods and services from non-marketable risks