Van der Vlugt (née Watertor) was born in Hoorn and started writing at an early age, submitting her first manuscript to a publisher at 13 years of age. Her first published novel (The Amulet, 1995, a historical novel about witch persecution, for children) was written while working as a secretary at a bank. She went on to write ten further historical novels for young adults.
In 2004 Van der Vlugt wrote her first novel for adults, The Reunion, a psychological suspense thriller. This was followed by another six standalone crime novels. In 2012 she started a series of detective stories featuring Lois Elzinga, based in Alkmaar.
Van der Vlugt lives with her husband and two children in Alkmaar.