Academic Bank of Credits (India)
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The Academic Bank of Credits (ABC) is a digital academic credit repository established by the Government of India to facilitate the accumulation, transfer, and redemption of academic credits earned by students from recognised higher education institutions.[1] It was introduced as part of the reforms proposed under the National Education Policy 2020 (NEP 2020).[2]
The ABC system enables students to open an academic account in which credits awarded by institutions are digitally stored. These credits can be transferred across institutions and counted toward the completion of degree, diploma, or certificate programmes, subject to the regulations of the awarding institution.[3]
The platform is implemented under the supervision of the University Grants Commission (UGC), governs credit regulation, transfer mechanisms, and institutional participation.[4]