The Bank Block is located in the heart of Dexter's central business district, on the north side of Main Street (Maine State Route 23). It is a four-story masonry structure, with brick upper floors and ground floor retail spaces of glass, granite and metal. The ground floor is seven bays wide, articulated by a combination of iron and stone pilasters. Entrances are in the leftmost bay and the central bay, set in paneled recesses, and the remaining bays have glass display windows. The pilasters support a granite lintel, above which the brick portion of the building rises. The upper floors are five bays wide, with brick quoining at the corners and flanking the central bay. Second and third floor windows are set in segmented-arch openings, with Italianate brick hoods and bracketed stone sills. The fourth floor is separated from the others by a brick stringcourse, and has tripled round-arch Romanesque windows in the outer two bays, and a single round-arch window in the center bay. The cornice consists of corbelled brickwork.[2]
The Bank Block was built in 1876 as a joint project by the Dexter Savings Bank (founded 1867) and the First National Bank (1875). The ground floor was dedicated to retail space, the second floor to the offices of the two banks, and the upper floors housed the local Masonic lodge. Designed by Bangor architect George W. Orff, the top floor was originally mansarded in the Second Empire style, with gabled dormers. The Masonic facilities were gutted by a fire in early 1896, and the upper portion of the building was subsequently rebuilt to a design by Henry Dexter, a local builder. The building housed banks until the mid-1990s.[2]
