List of banks in Romania

From Wikipedia, the free encyclopedia

The following list of banks in Romania is to be understood within the framework of the European single market, which means that Romania's banking system is more open to cross-border banking operations than peers outside of the European Union.

Banca Transilvania head office, Cluj-Napoca
Historic building of Banca Comercială Română, Bucharest
Unicredit Tower Bucharest, head office of UniCredit Bank Romania
BRD head office, Bucharest
Sky Tower Bucharest, head office of Raiffeisen Bank Romania
CEC Bank head office, Bucharest
Kiseleff Palace in Bucharest, head office of Exim Banca

Recent developments

As of 2026, Romania's banking sector comprises around 29 active banks, with additional institutions undergoing mergers or acquisitions. The sector has experienced gradual consolidation in recent years, reflecting broader structural changes and competitive pressures.[1]

Total banking assets reached approximately 900–915 billion RON (around €180–185 billion) by early 2026, supported by steady credit growth and strong capitalization levels across the system.

Systemically important banks

As of 2025, the following Romanian banks were designated as systemically important, listed here by decreasing score of systemic importance:[2]

Other commercial banks

As of early 2026, the National Bank of Romania listed the additional commercial banks in addition to the above:[3]

Cooperative banks

The Banca Centrală Cooperatistă Creditcoop [ro] acts as the central entity of a cooperative banking group that, as of early 2026, comprised 31 local cooperative banks, respectively headquartered in Arad, Pitești, Onești, Bacău, Marghita, Ștei, Oradea, Bistrița, Botoșani, Codlea, Brașov, Bucharest, Buzău, Călărași, Cluj-Napoca, Sfântu Gheorghe, Târgoviște, Craiova, Târgu Jiu, Deva, Iași, Sighetu Marmației, Baia Mare, Târnăveni, Slatina, Ploiești, Suceava, Tulcea, Râmnicu Vâlcea, Vaslui, and Focșani.[3]

Development bank

The Romanian Investment and Development Bank [ro] was established in 2023 and is under the prudential supervision of the National Bank of Romania.[5]

Romanian branches of international banks

As of early 2026, the following banks based in the European Economic Area had branches in Romania:[3]

As of October 2025, there were no branches of banks located outside the European Economic Area ("third-country branches") in Romania, based on data compiled by the European Banking Authority.[6]

Market shares

The following table tracks the respective market shares of banks in Romania, in terms of assets (above 1%).[7][8][9][10][11]

More information Bank ...

Bank 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
1 Banca Transilvania 20.90% 20.15% 19.11% 19.55% 18.46% 17.72% 16.48%[a] 13.87% 13.15% 12.60%[b] 9.80% 8.90%
2 Banca Comercială Română 13.68% 13.44% 13.95% 13.93% 14.20% 14.43% 15.05% 15.83% 16.28% 15.80% 16.20% 17.50%
3 CEC Bank 11.26% 10.41% 8.83% 7.92% 7.37% 6.64% 6.50% 7.41% 7.16% 7.30% 7.70% 7.40%
4 BRD – Groupe Société Générale 9.75% 10.13% 10.20% 10.48% 11.01% 11.28% 11.99% 12.50% 12.87% 13.00% 12.40% 13.00%
5 Raiffeisen Bank 9.31% 8.73% 8.85% 9.25% 9.16% 8.66% 8.88% 8.44% 8.49% 8.40% 7.90% 7.30%[d]
6 ING Bank 8.85% 8.93% 9.00% 9.27% 9.55% 9.01% 8.51% 7.87% 7.08% 6.30% 5.10% 5.00%
7 UniCredit Bank 8.23% 8.43% 8.62% 7.84% 8.11% 8.99% 9.21% 8.78% 8.30% 8.10%[c] 7.90% 7.60%
8 Exim Banca Românească 3.03% 3.29% 3.28% 2.30% 2.11%[i] 1.57% 1.60% 1.30% 1.09% 1.00% 1.10% 1.10%
9 Alpha Bank 2.55% 2.93% 3.01% 2.92% 3.20% 3.60% 3.76% 3.66% 3.74% 4.00% 4.60% 4.50%
10 OTP Bank 1.90% 2.46% 2.84% 2.89% 2.65% 2.68% 2.45% 2.14% 2.09% 2.30%[e] 1.30% 1.30%
11 Garanti BBVA 1.89% 1.90% 1.91% 1.78% 1.91% 2.19% 2.27% 2.33% 2.28% 2.50% 2.20% 2.00%
12 Citibank[f] 1.78% 1.77% 2.05% 1.91% 1.98% 2.06% 1.78% 1.57% 1.73% 2.30% 2.40% 1.80%
13 Libra Internet Bank 1.44% 1.39% 1.39% 1.50% 1.31% 1.32% 1.21% 1.08% 0.86% 0.60% 0.50% 0.30%
14 Vista Bank 1.00% 1.18% 1.16%[i]
15 Intesa Sanpaolo 0.91% 0.92% 1.09% 1.09% 1.15% 1.33% 1.26% 1.05%[h] 1.04% 1.10% 1.20% 1.40%
16 First Bank[g] 0.85% 1.04% 1.10% 1.09% 1.31% 1.30% 1.50% 1.51% 1.67% 1.90% 2.50% 2.50%
Notes
a Banca Transilvania acquired Bancpost in 2018 from Eurobank.
b Banca Transilvania acquired Volksbank Group's Romanian subsidiary in 2015.
c UniCredit Bank acquired Royal Bank of Scotland's Romanian subsidiary in 2015.
d Raiffeisen Bank acquired Citibank's retail banking operations in 2013.
e OTP Bank acquired Millennium BCP's Romanian subsidiary in 2015.
f Citibank sold its retail banking operations to Raiffeisen Bank in 2015, and currently only has corporate banking operations on the local market.
g First Bank was known as Piraeus Bank until 2018, when the Piraeus Bank Group left the Romanian market and sold its subsidiary to J.C. Flowers & Co.
h Intesa Sanpaolo acquired Veneto Banca, including its Romanian subsidiary, in 2017.
i EximBank acquired Banca Românească, a subsidiary of National Bank of Greece, in 2020 and completed the merger in 2022.
j Vista Bank acquired Credit Agricole's Romanian subsidiary in 2021.
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Defunct banks

  • Banca Marmorosch Blank [ro] (1848-1948)
  • Bank of Romania (1865-1948)
  • Banca Albina din Sibiu [ro] (1871-1948)
  • Banca Agricolă [ro] (1872-2002)
  • Central Bank for Industry and Commerce [ro] (1887-1950)
  • Romanian Credit Bank [ro] (1888-1950)
  • Banca Generală Română [ro] (1897-1919)
  • Bancorex (1968-1999)
  • Anglo Romanian Bank [ro] (1973-2011)
  • Bankcoop [ro] (1990-2000)
  • Credit Bank [ro] (1990-1996)
  • Bancpost (1991-2019)
  • Banca Comercială Carpatica [ro] (1991-2017)
  • Dacia Felix Bank (1991-2000)
  • Banca Românească (1992-2023)
  • Banca Internațională a Religiilor [ro] (1993-2000)
  • Credit Europe Bank Romania [ro] (1993-2025)
  • Columna Bank [ro] (1995-1998)
  • First Bank (1995-2025)
  • OTP Bank Romania [ro] (1995-2024)
  • RBS Romania [ro] (1995-2015)
  • Banca Italo Romena [ro] (1996-2017)
  • Banca Română de Scont [ro] (1996-2002)
  • Crédit Agricole Bank Romania [ro] (1999-2021)
  • Volksbank Romania [ro] (2000-2015)
  • Nova Bank [ro] (2002-2006)
  • Millennium Bank Romania [ro] (2007-2015)
  • Alior Bank Romania [ro] (2016-2024)

Additional discontinued operations

More information Bank, Licence withdrawn ...
Bank Licence withdrawn Fate Date
Albina Bank 13 May 1999 Bankruptcy 25 May 1999
Investment and Development Bank 29 March 2002 Dissolved 11 March 2002
Turkish-Romanian Bank 30 April 2002 Bankruptcy 3 July 2002
HVB Bank Merged with Banca Comerciala Ion Tiriac as HVB Tiriac Bank 31 August 2006
Banca di Roma The group, including its Romanian branch, merged with Unicredit 12 June 2008
Banca CR Firenze The group, including its Romanian subsidiary, merged with Intesa Sanpaolo. 1 October 2012
Veneto Banca 8 June 2018 The group, including its Romanian branch, merged with Intesa Sanpaolo. 27 June 2017
Piraeus Bank The Romanian subsidiary of Piraeus Bank was acquired by J.C. Flowers & Co., whom later changed the bank's name to First Bank on 30 October 2018. 28 June 2018
Bank of Cyprus 1 January 2019 Sold its assets and liabilities to Marfin Bank (now known as Vista Bank) in 2013, and closed in 2018. 31 December 2018
National Bank of Greece The Romanian subsidiary of National Bank of Greece, Banca Românească, was acquired by the Romanian state-owned corporate bank EximBank. 23 January 2020
Bank Leumi 30 April 2020 Bank Leumi's Romanian subsidiary merged with First Bank. 31 April 2020
Alpha Bank The Romanian subsidiary of Alpha Bank merged with UniCredit. 18 August 2025
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See also

References

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