List of banks in the euro area

European banking supervision distinguishes between significant institutions (SIs) and less significant institutions (LSIs), with SI/LSI designations updated several times every year by the European Central Bank (ECB). Significant institutions are directly supervised by the ECB using joint supervisory teams that involve the National Competent Authorities (NCAs) of individual participating countries. Less significant institutions are supervised by the relevant NCA on a day-to-day basis, under the supervisory oversight of the ECB.^[1]

Branches are supervised in differentiated ways depending on where the parent bank is located. Branches of euro-area banks are supervised together with the parent, whether the latter is an SI or LSI. Branches of banks based in the European Economic Area (EEA) but outside the euro area are supervised by the host supervisor within the euro area, generally at the national level as LSIs with the exception (as of 1 September 2025) of the Finnish branch of Danske Bank, which is designated as SI.^[2] Branches of banks based outside the EEA are supervised by the relevant NCA outside of the framework of European banking supervision, albeit under the EEA-wide framework coordinated by the European Banking Authority.

Under the SRM framework, the Single Resolution Board is the resolution authority under the EU Bank Recovery and Resolution Directive (BRRD) for all SI, plus any LSIs specifically designated by the SRB as falling under its remit. For all other LSIs, the National Resolution Authority (NRA), which in most but not all countries is the supervisory NCA, is responsible for any resolution under BRRD. Deposit Guarantee Schemes are established only at the national level.^[1]

Anti–money laundering supervision is carried out by national authorities. The Anti-Money Laundering Authority of the EU is scheduled to take over AML supervision of the largest banking groups in 2028, including in EU countries outside the euro area.^[3]

A specific feature of the EU framework is that it provides for the possibility of institutional protection scheme that bind together networks of local banks into idiosyncratic risk-sharing arrangements.^[4] There were six such schemes in the euro area as of 2022: Sparkassengruppe and Raiffeisen Banking Group in Austria, Sparkassen-Finanzgruppe and Cooperative Financial Group in Germany, South Tyrolean Raiffeisen Group in Italy, and Grupo Caja Rural in Spain.^[5]: 12 The last two IPSs are entirely constituted of LSIs, whereas the four IPSs in Austria and Germany all include SIs.^[2] For the latter, the ECB is involved in the oversight of the IPS together with the relevant NCA.^[6]

As of 1 September 2025, the list of supervised institutions maintained by the ECB included the following banking groups as SIs, with names and countries as indicated by the ECB for each group's consolidating entity.^[2] Global systemically important banks (G-SIBs, as designated on 27 November 2025 by the Financial Stability Board),^[7] are shown first, then the other SIs are tiered by size bands based on the ECB's list. In each subsection, banks are listed by alphabetical order of name. Of the 113 institutions on the ECB's list, 15 are members of the four Austrian and German institutional protection schemes, marked with an asterisk (*) below.

Two thirds of LSIs in the euro area were bound in an institutional protection scheme as of end-2020.^[8]: 15

A handful of LSIs are designated by the SRB as under its remit for resolution purposes. As of 8 July 2024, these were Delen Private Bank (consolidated in Belgium), ODDO BHF (France), Bausparkasse Wüstenrot AG (Austria), and the EU subsidiary of SMBC Group (Germany).^[9]

Some banks linked to financial market infrastructures meet the criteria for being SIs but are nevertheless designated as LSIs by the ECB by special derogation. As of 1 September 2025, there were five such cases: Euroclear Holding SA/NV, Euroclear SA/NV, and Euroclear Bank, all three of which are entities of the Euroclear Group; Eurex Clearing AG, an entity of the Deutsche Börse Group; and Banque Centrale de Compensation (also known as LCH SA), an entity of the London Stock Exchange Group.^[2]

Also as of 1 September 2025, 98 out of a total 2,062 LSIs were designated by the ECB as "high-impact" on the basis of several criteria including size. They are listed below with names and countries as indicated by the ECB for each entity, by alphabetical order of name.^[2] Of these 98, 26 are members of institutional protection schemes, marked with an asterisk (*) in the list.

The following articles complement this list by providing details on the local presence of SIs, non-high-impact LSIs, and defunct banks in individual euro-area countries.

This list of the 30 largest banks of the Eurozone is based on the April 2026 S&P Global Market Intelligence report of the 100 largest banks in the world^[10], updated with data reported by the banks in their financial results.

More information Rank, Bank name ...

Rank	Bank name	Total assets (US$ billion)	Headquarters city
1	BNP Paribas	3,279.30	Paris
2	Crédit Agricole	3,148.91	Paris
3	Banco Santander	2,251.97	Santander (legal); Madrid (operations)
4	Groupe BPCE	1,986.83	Paris
5	Société Générale	1,813.02	Paris
6	Deutsche Bank	1,684.94	Frankfurt
7	Crédit Mutuel	1,441.94	Paris
8	ING Group	1,238.00	Amsterdam
9	Intesa Sanpaolo	1,127.02	Turin
10	UniCredit	1,021.77	Milan
11	Banco Bilbao Vizcaya Argentaria	1.005.77	Bilbao (legal); Madrid (operations)
12	La Banque Postale	851.81	Paris
13	CaixaBank	779.66	Barcelona
14	DZ Bank	776.59	Frankfurt
15	Nordea Bank	768.29	Helsinki
16	Rabobank	750.13	Utrecht
17	Commerzbank	692.84	Frankfurt
18	Erste Group	518.50	Vienna
19	ABN AMRO	510.65	Amsterdam
20	KBC Group	471.89	Brussels
21	Landesbank Baden-Württemberg	407.77	Stuttgart
22	Bayerische Landesbank	325.11	Munich
22	Banca Monte dei Paschi di Siena	283.72	Siena
23	Raiffeisen Bank International	257.89	Vienna
24	Banco BPM	241.75	Milan
25	BPER Banca	240.28	Modena
26	Banco Sabadell	227.17	Sabadell
27	Belfius	226.44	Saint-Josse-ten-Noode
28	OP Financial Group	193.54	Helsinki
29	Bank of Ireland	193.49	Dublin
30	Allied Irish Banks	173.95	Dublin

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