Draft:Care Health Insurance Limited
A standalone health insurance company.
From Wikipedia, the free encyclopedia
Care Health Insurance Limited is a leading Indian private Health Insurance company headquartered in Gurugram, Haryana, India. It is a stand-alone health insurer offering a range of health insurance products to individuals, families, and corporate clients. It also offers travel insurance.[1]
| Submission declined on 6 March 2026 by HitroMilanese (talk). This draft's references do not show that the subject meets Wikipedia's criteria for inclusion for organizations and companies. The draft requires multiple published secondary sources that:
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Comment: Please see WP:CORPDEPTH. Hitro talk 11:19, 6 March 2026 (UTC)
| Company type | Private |
|---|---|
| Industry | Insurance |
| Founded | July 2012 |
| Headquarters | Gurugram, Haryana, India |
Area served | India |
Key people | Anuj Gulati (Managing Director & Chief Executive Officer) |
| Products | Health insurance Travel insurance Group insurance |
| Parent | Religare Enterprises |
| Website | https://www.careinsurance.com/ |
History
Care Health Insurance began operations in 2012 after it received a license from the Insurance Regulatory and Development Authority of India (IRDAI). It was established to focus exclusively on Health Insurance within India’s expanding non-life insurance market. [1]
It is a subsidiary of the financial services company Religare Enterprises. The company was previously incorporated as Religare Health Insurance Company Limited. In 2020 the company changed its name from Religare Health Insurance Company Limited to Care Health Insurance Limited as part of a brand repositioning. [1]
Operations
Care Health Insurance offers policies including individual and family health insurance, critical illness coverage, personal accident insurance, top-up and super top-up plans, group health insurance, and travel insurance. It operates a distribution network across India and partners with a large number of empanelled hospitals for cashless treatment services.[2]
Financial performance
According to independent financial reports, Care Health Insurance has continuously shown growth in key financial metrics. In FY2023, the company’s gross written premium (GWP) rose to ₹5,142 crore, up from ₹3,881 crore in the previous year. Net written premium also recorded nearly 50 % growth year-on-year.[3]
For FY2024, the company reported a revenue of about ₹5,820 crore and a net profit of ₹305 crore, according to Fortune India’s ranking data.[4]
Industry trackers note that the incurred claim ratio — the proportion of premium used to pay claims — has averaged about 56% over recent reporting periods, reflecting industry metrics within Indian health insurance.[5]
Awards and recognition
Care Health Insurance has been awarded as the "Best Claim Settlement Company of the Year" by the India Insurance Summit & Awards 2025.[6]
Market context
Care Health Insurance operates in the competitive Indian health insurance sector alongside other stand-alone health insurers and general insurers offering health products. Growth in this segment of the insurance market has accelerated following rising healthcare costs and increased public awareness. Regulatory oversight is provided by the Insurance Regulatory and Development Authority of India (IRDAI).[7]
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