Draft:CreditSmart

Consumer education website From Wikipedia, the free encyclopedia

CreditSmart is a consumer education website about credit reporting in Australia, operated by the Australian Retail Credit Association (Arca). The website provides information about credit reports, credit scores, and financial hardship programs.[1][2][3]

IndustryConsumer education
Founded2006
HeadquartersAustralia
Quick facts Industry, Founded ...
CreditSmart
IndustryConsumer education
Founded2006
HeadquartersAustralia
Websitecreditsmart.org.au
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Overview

The Australian Retail Credit Association established CreditSmart in 2014 as part of its industry forum activities. The website was created during Australia's transition from negative credit reporting to comprehensive credit reporting systems.[4][5]

Content and purpose

CreditSmart publishes educational material explaining:

  • How credit reporting works in Australia[6]
  • Consumer rights regarding credit reports[7][8]
  • The impact of financial decisions on credit histories
  • Changes to credit reporting regulations

Recognition

In 2014, CreditSmart received a MoneySmart Week Award for its consumer education program.[9][10]

References

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