EPC QR code

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The European Payments Council (EPC) Quick Response (QR) code is a technical standard by the European Payments Council. It uses a QR code containing all the necessary information for initiating a SEPA credit transfer (SCT). It is commonly used on invoices and payment requests in the countries that support it (Austria, Belgium, Finland, Germany, The Netherlands).

The EPC guidelines[1] are available from the EPC itself. Another version[2][3] has also been published by the Federation of Finnish Finance Services (FFI).

EPC QR code sample
EPC QR code to pay €1 to the Belgian Red Cross(Encoded content differs from the sample content)
EPC QR code to pay €1 to the Austrian Red Cross
Service Tag: BCD
Version: 001
Character set: 1
Identification: SCT
BIC: BPOTBEB1
Name: Red Cross
IBAN: BE72000000001616
Amount: EUR1
Reason (4 chars max): CHAR
Ref of invoice: Empty line or REFINVOICE
Or text: Urgency fund or Empty line
Information: Sample EPC QR code

So the QR string could be

BCD
001
1
SCT
BPOTBEB1
Red Cross of Belgium
BE72000000001616
EUR1
CHAR

Urgency fund
Sample EPC QR code

History

See also

References

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