Ecowas Brown Card Insurance Scheme
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| Ecowas Brown Card Insurance Scheme | |
|---|---|
| Type | Motor insurance |
| Issued by | ECOWAS |
| Purpose | Motor Insurance for non-member motorists |
| Valid in | ECOWAS |
The Ecowas Brown Card Insurance Scheme is a motor insurance mechanism designed by ECOWAS to guarantee traffic accident victims a fair and accessible compensation for accidents caused by non-resident motorists traveling through the region.[1] It was created in the wake of the African Continental Free Trade Agreement to ensure that vehicles in transit that engage under the premise of free trade and movement are duly insured as they move within the West African sub-region.[2]
The Ecowas Brown Card was signed by Heads of States and Governments in the ECOWAS region on 28 May 1982. It was signed in Cotonou, Benin as Protocol A/P1/5/82 to embody on legal, technical and financial basis, the guarantees of motorists transiting through an ECOWAS state.[3] It is issued through insurers to motorists who sign up for a liability insurance policy for driving in their own countries.[4]