Hensley v. Shelter Mutual Insurance

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CourtMissouri Court of Appeals, Southern District, Division Two
Decided4 January 2007
Citation210 S.W.3d 455 (Mo. Ct. App. 2007)
Hensley v. Shelter Mutual Insurance Co.
CourtMissouri Court of Appeals, Southern District, Division Two
Decided4 January 2007
Citation210 S.W.3d 455 (Mo. Ct. App. 2007)

Hensley v. Shelter Mutual Insurance Co., 210 S.W.3d 455 (Mo. Ct. App. 2007) was a Missouri court case which set out the legal test to demonstrate bad faith by an insurer.[1] The plaintiff-respondent won against the defendant, successfully proving that the refusal to settle his property damage claim after a significant fire was vexatious.[2] The case was discussed in professor Jay M. Feinman's book Delay, Deny, Defend.[3]

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