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List of countries by mobile banking usage

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This is a list of countries by mobile banking usage as measured by the percentage of the population. Mobile banking is generally defined as a service provided a financial institution that allows its customers to conduct financial transactions remotely using a mobile device. This does not include website-based transactions using a web browser, as those would be considered online banking, instead.

List of countries by mobile banking usage

The following list indicates the percentages of banking customers who are reported to have used mobile banking applications at least once. Those who do not use banking services are not included in this percentage.

More information Country, Mobile banking adoption rate (2020s) ...
Country Mobile banking adoption rate (2020s)
 Kenya 88%[1]
 Turkey 85%[2]
 Nigeria 82%[2]
 South Africa 82%[1] (2021)
 Norway >87%[3]
 Denmark >87%[3]
 Sweden >87%[3]
 South Korea 76%[2]
 Brazil 76%[2]
 Australia 75%[4]
 Russia 74%[5] (2022)
 Canada 70%[6]
 Ghana 67%[1] (2021)
 United Kingdom 65%[2]
 United States 55%[7]
 Morocco 42%[1] (2021)
 Egypt 38%[1] (2021)
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