Moss (company)
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Anton Rummel
Ferdinand Meyer
Stephan Haslebacher
 | |
| Company type | Private |
|---|---|
| Industry | Financial technology |
| Founded | 2019 |
| Founders | Ante Spittler Anton Rummel Ferdinand Meyer Stephan Haslebacher |
| Headquarters | , Germany |
| Products | Spend management software; corporate cards; invoice and expense management; accounts payable |
| Website | www |
Moss is a Berlin-based financial technology (fintech) company that provides spend management software and corporate payment products for small and medium-sized enterprises (SMEs).[1][2]
Moss was founded in 2019 by Ante Spittler, Anton Rummel, Ferdinand Meyer and Stephan Haslebacher.[3][4] The company was previously known as Vanta and launched in mid-2020 with a corporate card product aimed at startups and digital companies in Germany.[5]
By 2021–2022, the company expanded beyond its initial corporate card offering into a broader spend management platform. It entered the Dutch market with an office in Amsterdam in 2021, followed by the UK market with an office in London in 2022.[4][6][7]
Products and services
Moss offers a range of spend management features including company payment cards and software to manage invoices, employee expenses, budgeting, and accounts payable automation. Media coverage has described Moss as providing modular functionality including issuing physical and virtual cards, invoice capture and approval, and expense reimbursement workflows.[4][7][6]
A 2023 Deutsche Bank case study described Moss as offering modules including issuance of physical and virtual cards, invoice approval, employee expense processing, budget and liquidity management, and pre-accounting functionality.[3]
Regulatory status and partnerships
Moss received a German e-money institution licence from the Federal Financial Supervisory Authority (BaFin) in June 2022.[3] A third-party register listing for e-money institutions states that Moss GmbH was granted BaFin authorisation on 29 June 2022 (reference number 159024).[8]
Moss also has a tech partnership with Deutsche Bank which uses APIs and virtual account numbers to enable real-time customer account top-ups and automated reconciliation.[3]
Funding
In January 2022, multiple outlets reported that Moss raised a €75 million Series B round led by Tiger Global with participation from A-Star, valuing the company at over €500 million (reported as approximately $573 million).[4][2][6]
Tech.eu reported that Moss raised $29 million in a Series A extension round in August 2021 led by Valar Ventures, with participation from Cherry Ventures and Global Founders Capital.[5]