SA Home Loans

SA Home Loans is a South African mortgage finance company and mortgage insurance provider.^[1] Founded in February 1999, the company is headquartered in uMhlanga, KwaZulu-Natal.^[2] Its services cover origination and credit approval through to registration and ongoing loan servicing.^{[3][citation needed]}

SA Home Loans is an independent, non-bank home loans provider that has played a pioneering role in creating a more diverse financial infrastructure in South Africa (SA).^{[citation needed]}

From a modest start-up operation opening for business in 1999, SA Home Loans (Pty) Ltd (SAHL) has flourished in the midst of powerfully entrenched competition and global financial turmoil.^{[citation needed]} It has become SA’s 5th largest – and largest non-bank – home loan provider. After more than 20 years it is solidly established with a strong and recognisable local brand, servicing a sizable mortgage portfolio – having originated in excess of R140 billion (approx. US$10 billion) and enabled home ownership to more than 300,000 clients since inception.^{[citation needed]}

As a non-bank home loan provider, SAHL pioneered new techniques for raising funding from the South African markets to fund its loan portfolios (securitisation).^{[citation needed]}

As a specialist home loan provider, its operations cover the full spectrum of home financing: from its own sales force for origination, in-house credit structures, through to ongoing client and loan servicing and related insurance products.^{[citation needed]}