Howard was born on February 29, 1912, in the Davenport neighbourhood of Toronto, Ontario. He was a third or fourth-generation Canadian, while his parents, James and Mary, were most likely the descendants of African Canadian or African American enslaved people.[2] Both his father and brother were railway porters[3] and Howard himself described his mother as a "great church person" who was very active in missionary work within the British Methodist Episcopal Church.[2] He received his early education at Brock Public School and Bloor Collegiate Institute.[3]
Despite the cultural expectations of the time that as a black person he would work in the labour industry, Howard continued with his education and eventually earned a B.A. from Victoria College in 1938. He went on to earn a Bachelor of Divinity from Emmanuel College, becoming the first black person to graduate from that theological school in 1941.[1] During his time at Emmanuel College, Howard, experienced different treatment due to his skin colour, including being unable to complete his student field placements. While he spent his summers volunteering at United Church camps and, once, working at the Fred Victor Mission, his fellow students took up various mission and ministry posts within local congregations, as was usual at the time. In a 1974 article in The United Church Observer, Howard's former classmates admitted the reason for this was that "the Home Mission secretary of the time was afraid he would be rejected from a charge because of his colour."[2] Later in 1941, Howard was ordained by the Toronto Conference of the United Church of Canada, making history once again as the first black person to be ordained in the United Church.[1] He finally obtained a position as a co-minister in 1965 at the Dominion-Chalmers United Church in Ottawa. Five years later, Howard went on to lead a church of his own, Emmanuel United, which is also in the nation’s capital. They intentionally called him, and they loved him there. He remained until his retirement in 1981.[2]