Draft:Pathways Financial Credit Union
Credit union in Ohio
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Pathways Financial Credit Union is a state-chartered, federally insured credit union headquartered in Columbus, Ohio.[1] The institution was founded in 1973 as C&SOE Employees Credit Union and later operated as POWERCO Credit Union. In 2012, it adopted the name Pathways Financial Credit Union following a three-way merger of Ohio credit unions described by Columbus Business First as the first of its kind in the state.[2]
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| Formerly | C&SOE Employees Credit Union; POWERCO Credit Union |
|---|---|
| Company type | State-chartered credit union |
| Industry | Financial services |
| Founded | 1973 |
| Headquarters | Columbus, Ohio, United States |
Area served | Ohio |
Key people | Greg Kidwell (President); Michael Shafer (Chief Executive Officer) |
| Total assets | US$758 million (2025) |
| Website | www |
As of 2025, the credit union reported approximately US$758 million in assets and more than 54,000 members, according to data from the National Credit Union Administration.[1]
History
The credit union was founded in 1973 as C&SOE Employees Credit Union, serving employees of Columbus & Southern Ohio Electric Company. It later operated as POWERCO Credit Union.
In 2012, POWERCO Credit Union, Members First Credit Union, and Western Credit Union completed what Columbus Business First described as Ohio’s first three-way credit union merger.[2]
In 2026, Cleveland.com reported on the renovation and reopening of the credit union’s Seven Hills branch in Northeast Ohio.[3]
Operations
Pathways provides consumer and commercial financial services typical of state-chartered credit unions, including deposit accounts, residential and commercial lending, and digital banking services.
In 2024, American Banker reported that Pathways Financial Credit Union was among credit unions expanding small commercial real estate and office lending at a time when some traditional banks were reducing exposure in that sector.[4]
According to Columbus Business First, deposits increased 11 percent to $647 million in the first half of 2025, and total assets were reported at $754 million as of June 30, 2025.[2]
Columbus Business First also ranked Pathways among the region’s fastest-growing credit unions by deposit growth.[5]


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