List of banks in Sweden

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The following list of banks in Sweden is to be understood within the framework of the European single market, which means that Sweden's banking system is more open to cross-border banking operations than peers outside of the European Union. It is based on the list of Swedish monetary financial institutions as updated on 7 January 2026 and published by the Sveriges Riksbank, the country's central bank.[1]

Handelsbanken head office, Stockholm
SEB head office, Stockholm
Swedbank head office, Stockholm
Nordea Sweden head office, Stockholm
Danske Bank Sweden head office, Stockholm

Finansinspektionen is the Swedish bank supervisory authority, whereas Riksgälden, the country's national debt office, acts as bank resolution authority.[2]: 21 

Overview

As of 2026, Sweden's banking sector includes around 87 licensed banks, consisting of domestic institutions, foreign bank branches, and specialized digital banks. The market is highly concentrated, with a small number of major banks dominating lending and deposit activity, while smaller niche and fintech banks continue to expand in areas such as consumer finance and digital services.[3]

Major banks

As of early 2026, the Riksbank listed the following five as major banks in Sweden:[1]

The first three are banking groups headquartered in Stockholm, whereas the latter two are branches of banking groups established, respectively, in Finland and Denmark.

As of early 2026, those five groups owned the following Swedish credit institution subsidiaries: Handelsbanken Finans AB and Stadshypotek AB [sv] (Handelsbanken); SEB Kort Bank AB (SEB); Swedbank Hypotek AB and PayEx [sv] (Swedbank); Nordea Finans Sverige AB and Nordea Hypotek AB (Nordea); and Danske Hypotek AB (Danske Bank).[1]

Handelsbanken, SEB, Swedbank, and Nordea Hypotek AB were designated by Finansinspektionen as "Category 1" banks for supervisory purposes,[4]: 5  and as "other systemically important institutions" (O-SII) under the criteria of the European Banking Authority.[5]

Medium-sized banks

Based on the Finansinspektionen classification of banks into four categories as of 30 September 2026, by decreasing score of systemic importance:[4]: 5 

Category 2

Category 3

Danske Hypotek AB and Nordea Finans Sverige AG, subsidiaries respectively of Danske Bank and Nordea, are also under Finansinspektionen's Category 3.

Smaller banks

The list below is derived from the Riksbank's update at 7 January 2026.[1] As of 30 September 2026, these banks were designated by Finansinspectionen as Category 4.[4]: 5-8 

Commercial banks

  • 0to9 AB
  • AK Nordic AB
  • Anyfin AB
  • Arktika Capital AB
  • Aros Kapital AB
  • Avida Finans AB
  • Bankaktiebolaget Nordiska [sv]
  • Borgo AB
  • Brixo AB
  • Brocc Finance AB
  • Coeli Finance AB
  • Ecster AB
  • Enity Bank Group AB [sv]
  • EnterCard Group AB [sv]
  • EP Bank AB [sv]
  • Fedelta Finance AB
  • Frink AB
  • Froda AB
  • Garantum Fondkommission AB
  • Hoist Finance AB
  • ICA Banken AB
  • Ikano Bank AB
  • Lantmännen Finans AB
  • Lea Bank AB [sv]
  • Mangold Fondkommission AB
  • Marginalen Bank AB [sv]
  • MedMera Bank AB [sv], subsidiary of Kooperativa Förbundet
  • Moank AB
  • Morrow Bank AB [sv]
  • Mynt AB
  • Norion Bank AB [sv]
  • Northmill Bank AB [sv]
  • OK-Q8 Bank AB
  • Pareto Securities AB
  • Qliro AB
  • Qred Bank AB [sv]
  • Rediem Capital AB
  • Resurs Bank AB
  • Serafim Finans AB
  • Siemens Financial Services AB, subsidiary of Siemens Financial Services
  • Steven AB
  • Svea Bank AB [sv]
  • Telia Finance AB, subsidiary of Telia Company
  • TF Bank AB [sv], with three subsidiaries (Goldcup 37337 AB, TF Bank Nordic AB, Yieldloop AB)
  • Toyota Material Handling Commercial Finance AB, Swedish subsidiary of Toyota
  • Ziklo Bank AB [sv], part-owned by Volvo Cars

The following commercial banks, also in Finansinspektionen's Category 4, are former savings banks that have been reorganized as joint-stock companies. Most of them remain majority-owned by a savings bank foundation. By mid-2025, Swedbank owned a large minority stake in five of them.[6]: 7 

  • Falkenbergs Sparbank AB
  • Ölands Bank AB [sv]
  • Sörmlands Sparbank AB [sv]
  • Sparbanken Alingsås AB [sv]
  • Sparbanken Bergslagen AB [sv]
  • Sparbanken Eken AB [sv]
  • Sparbanken Göinge AB [sv]
  • Sparbanken Lidköping AB [sv]
  • Sparbanken Mälardalen AB [sv]
  • Sparbanken Sjuhärad AB [sv]
  • Sparbanken Skaraborg AB [sv]
  • Sparbanken Spira AB [sv]
  • Varbergs Sparbank AB [sv]
  • Vimmerby Sparbank AB [sv]

Cooperative banks

Savings banks

Many Swedish savings banks consolidated during the 1990–1994 Swedish financial crisis to form Swedbank, whereas the ones listed below have remained independent local credit institutions under special legislation.

  • Ålems Sparbank [sv]
  • Åse Viste Sparbank
  • Bjursås Sparbank [sv]
  • Dalslands Sparbank [sv]
  • Ekeby Sparbank
  • Fryksdalens Sparbank [sv]
  • Hälsinglands Sparbank
  • Häradssparbanken Mönsterås
  • Högsby Sparbank
  • Ivetofta Sparbank i Bromölla [sv]
  • Kinda-Ydre Sparbank
  • Laholms Sparbank [sv]
  • Lekebergs Sparbank
  • Leksands Sparbank [sv]
  • Lönneberga-Tuna-Vena Sparbank [sv]
  • Markaryds sparbank
  • Mjöbäcks Sparbank
  • Norrbärke Sparbank [sv]
  • Orusts Sparbank [sv]
  • Roslagens Sparbank [sv]
  • Sala Sparbank [sv]
  • Sidensjö sparbank
  • Skurups Sparbank [sv]
  • Snapphanebygdens Sparbank [sv]
  • Södra Hestra Sparbank
  • Sölvesborg-Mjällby Sparbank [sv]
  • Sparbanken Boken
  • Sparbanken Gotland [sv]
  • Sparbanken i Enköping [sv]
  • Sparbanken i Karlshamn [sv]
  • Sparbanken Nord [sv]b
  • Sparbanken Syd [sv]
  • Sparbanken Tanum
  • Sparbanken Tranemo [sv]
  • Tidaholms Sparbank
  • Tjörns Sparbank [sv]
  • Ulricehamns Sparbank [sv]
  • Vadstena Sparbank [sv]
  • Valdemarsviks Sparbank
  • Virserums Sparbank [sv]
  • Westra Wermlands Sparbank

Foreign bank branches

EEA branches

In addition to the above-mentioned major branches of Danske Bank and Nordea, the Riksbank's list of Swedish monetary financial institutions as of 7 January 2026 included Swedish branches of the following banks established elsewhere in the European Economic Area (EEA):[1]

Third-country branches

As of 13 October 2025, no bank established outside the EEA had branches in Sweden, or "third-country branches" in EU parlance.[7]

Policy banks

The Sveriges Riksbank and Svenska Skeppshypotekskassan (lit. 'Swedish Shipping Mortgage Bank') are designated as monetary financial institutions under Swedish law,[1][4] but they are not within the scope of EU Capital Requirements Directives.[8]

Defunct banks

See also

References

External links

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