The Upanishad text is presented in three chapters. The first part describes the Lakshmi as the goddess of prosperity, presents the hymn of Sri, and then presents her in Tantra terms as a yantra drawing.
The text mentions the Om mantra, followed by her iconography. The text calls her lotus-eyed, describes her iconography as holding lotus, raining gifts, shining like gold, wherein white elephants spray water on her. She wears a crown with gems, glistening embroidered silk and stands in a lotus.
She is the spouse of Vishnu, states the text. She is the giver of wealth, asserts the Upanishad, but she reserves her blessings for those who are free from material cravings and never gives it to them who mindlessly cherish their desires.
Samadhi in Shaktism
As salt thrown into water,
dissolves completely as water,
so the state of I-consciousness,
dissolves in the supreme consciousness,
this is Samadhi.
—Saubhagyalakshmi Upanishad 2.14[10]
The second chapter describes the ones who the goddess favors. Yoga, asserts the text, is their path. They seek the inner light using the Om mantra. They are moderate in their habits and what they eat, practice asana (posture) and breath exercises. The chapter describes that such yogi awaken their kundalini chakras, they look resplendent in their health because of such yoga.
The text, in second part of the second chapter, asserts that the goal of yoga is to become free of all dualities, and achieve the unity with the Atman (Self). The yogi renounces egoism, and thus becomes free of otherness and sorrow. Through yoga meditation, asserts the text, the yogi discovers concentration and the state where his lower and higher self is unified. His Self and the Supreme Brahman become one, and he abides with Lakshmi's abode, states the text.
The third chapter of the text returns to the discussion of chakra wheels, and presents nine chakras. The text is notable for presenting the supreme void as the ninth wheel. The text closes by asserting that whoever studies and understands this text gains whatever wealth he seeks and he is also liberated from the cycles of rebirth.
Navachakras (nine cycles) Chapter 3
| Number
| Name of the chakra
| Description
| Seat of
|
| 1
| Brahmachakra in Muladhara
| Three rings
| Desires |
| 2
| Svadhishthana chakra in the Uddayan peetha
| A lotus of 6 leaves
| Girdle |
| 3
| Nabhi chakra
| Winding in the form of a snake.
| Competence |
| 4
| Anahata or heart chakra
| White movement in the form of a swan
| Enchantment |
| 5 |
Kantha chakra
| Four finger thick
| Sushumna anahata |
| 6 |
Talu chakra |
Moon nerve
| Dissolution |
| 7 |
Ajna or the wheel of the brow |
below skull
| Words, linguistics |
| 8 |
Brahmarandra in the Nirvana chakra |
Thread of smoke
| seat of Brahman |
| 9 |
Akashi chakra |
Flower in the midst of a 16-leafed lotus
| Void, full mount |